Fintech Explained
Fintech Explained by Demivolt
Short, plain-English videos that break down fintech, payments and the industry — one topic at a time.

What Is Transaction Monitoring? Explained Simply
How institutions spot payments that don't fit the pattern — and why the point isn't to block ordinary customers.

What Is Sanctions Screening? Explained Simply
The check that runs behind the scenes when an account opens or money moves — and why it sometimes pauses a payment.

What Is an MLRO? The Role Explained
The person inside a regulated institution who is accountable for spotting and reporting financial crime.

What Is AML? Anti-Money Laundering Explained Simply
The rules and controls that stop financial services being used to move illegally obtained money.

What Is KYC and Why Does It Matter?
Why financial institutions ask so many questions before opening an account — and how it protects you.

What Does Fintech Actually Mean?
The word gets used everywhere — here's what fintech actually covers, for individuals and businesses alike.

How to Keep Your Personal Information Safe in Fintech Apps
Practical steps to protect your personal information across every fintech app you use.

How to Know if a Fintech App Is Safe
A few quick checks to confirm a fintech app is properly licensed before you trust it with your money.

Daily Fintech
Where fintech already shows up in your day, from tap-to-pay to fraud alerts, and how businesses use it too.

What is an EMI?
What an Electronic Money Institution actually is, how it differs from a bank, and where Demivolt fits in.

SEPA vs SWIFT, explained
Two rails, two speeds, two price tags: when each one is used, and why it matters for your business payments.

Are banks actually fintech?
Yes and no — where banks and fintech overlap, and why they're stronger together.

Welcome to Fintech Explained by Demivolt
Meet the host and find out what this series is all about.